When I talk with business owners and ask them about their risks, I’ve found that most keep their business and personal insurance with separate insurance agents. Sometimes the person who handles your personal insurance doesn’t know about business insurance and…
Volunteering your time at a non-profit organization is a great way to give back to your community. In becoming a non-profit board member profit, you can put your skills to use helping others. You can also benefit personally from the…
If you own a home, you’re familiar with how much renovations and repairs can cost. Whether you’re renovating your kitchen or having routine repairs or maintenance done, there are risks involved. Protecting your property and your assets is an important…
Umbrella insurance is a way to better protect your assets from accidents. But how does it do this? And is it worth it? I’ll answer these questions below by first explaining where an Umbrella’s coverage applies and the potential consequences…
If you had a fire in your home, where would you want to go to replace your things? I’m talking about your clothes, furniture, and electronics. I ask the question because depending on how your personal property insurance values your…
Most dental practices – even the ones with cyber insurance in place – have a significant coverage gap. Cyber insurance is not a standardized insurance policy and comes in many forms. If you’re not careful about the type of policy…
Our area is host to some extraordinary homes built as far back as the 1600 & 1700’s. These homes have character that only time can build. These homes were also often built with stone and in a manor that’s hard…
If your family has teenage drivers, you’ve already learned what adding a young and inexperienced driver to your car insurance policy can do to your premiums. Many families face sticker shock when they make the change to add a young…
One of the things that isn’t often discussed about your insurance is how your car is valued. After all, insurance coverage is all same, right? Not exactly. the way your insurance policy values your car can be very different from…
Maybe you’ve heard the term and maybe you haven’t, but telematics is an important word to know. So what are telematics and why should you care? Simply put: Telematics is technology that can directly reduce your car insurance premiums. Telematics…