Fraud has always been a threat to us in our personal and professional lives. Advances in technology bring both the good and bad with them. A relatively new trend has emerged presenting us all with the threat of what’s been…
Where does Risk Identification fit in your insurance and risk management program? Do you do it at set times every year as part of your insurance continuation process? When was the last time you completed your annual risk survey?
Should you have separate coverage to insure jewelry and other valuable items? We’ll consider a few things, such as what coverage is automatically included, what isn’t, and thoughts on risk tolerance.
One thing I come across more often than I used to is reduced limits of coverage on personal and business car insurance policies. Specifically, the reduction in coverage is on Uninsured and Under-Insured Motorists limits. Is this a good way…
Stillwell Risk Partners is proud to announce the Risk Assessment 360 Program. Designed to eliminate some of the most common problems with business and personal insurance, the Risk Assessment 360 Program is a different way to approach your insurance.
In almost every state, Workers Comp insurance is a requirement if you have employees. More than that, it’s the primary way to transfer to the risk of an employee becoming injured or sick because of their job. Workers Comp is…
In almost every state, Workers Comp insurance is a requirement if you have employees. More than that, it’s the primary way to transfer to the risk of an employee becoming injured or sick because of their job. Workers Comp is…
Household employees – people that you hire to work in your home – pose a unique risk. People that you hire to help you manage your personal life may expose you to legal liability. And your personal insurance isn’t going…
It’s the week leading up to Christmas and I wanted to take a slightly different approach for this week’s topic. I was reviewing my business plan and thinking about a conversation I had with a friend, both of which helped…
The answer to this question typically starts with, “it depends.” It’s hard to find this information online because your business is unique and has unique exposures. What I can tell you is how you can determine what types of insurance…